Curses

1d100	Curse
01 - 04	Character is a “Jonah” and attracts bad luck. Their is a 13% chance each day that someone near you will suffer a -13% penalty to all checks that day
05 - 08	Things mysteriously disappear around you. There is a 13% chance of one item disappearing and a 21% chance of one item lost in this manner of returning. Each item lost this way is gone for at least one day.
09 - 12	You are very uncoordinated. You have a 13% chance each day that all skills involving coordination will suffer a -21% penalty.
13 - 16	Animals are uneasy around you. You suffer a -13% penalty to all animal skills. There is a 13% chance that any animal coming within 10 feet of your will react negatively to your presence.